Benefits To You, As A Member

   A true co-operative company owned and operated by Manitoba and Saskatchewan farmers.

   Elected Directors are active farmer/members who set Company policy and direction.

   Equality: one member - one vote.

   Members share in savings - Dividends have been paid on 38 of 61 years of operations.

   Members build an equity position to a maximum of $500.

   Coverage in effect until crop is harvested or October 15th, whichever is first.

   An award of 100% is paid when your loss reaches 85% or greater. (Final Award may be different for deductibles)

   FIRE coverage if crop is accidentally destroyed by fire.

   Claims are settled promptly. (Cheques mailed within 1 week of adjustment, on average)

   Co-op Hail has the financial strength to provide sound coverage.