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Last date for insuring - August 1st
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Townships are subject to early cutoff due
to Liability limits.
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Effective Date of Policy is 12 o'clock noon
on the day following the application being:
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electronically transmitted (Co-op Hail
Internet Policy Processing System)
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faxed to our office
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called to our answering service
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postmarked at any post office
In all cases, applications must be
mailed in within 24 hours.
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All coverage expires on October 15th at 12
o'clock noon.
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When a crop loss reaches or exceeds 85% a
harvest allowance of 15% is paid to increase the award to 100%.
(Final award may be different for deductible policies.)
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FIRE COVERAGE: This coverage applies to
insured crops during the term of the policy as applicable to each
item.
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CUT CROP COVERAGE: All crops in the swath
are insured against shatter (shell) damage caused only by hail,
until the expiry date of the policy. All forage surcharge
crops are excluded and coverage shall terminate on cutting.
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LIABILITY LIMITS
